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Purchasing Land: What To Look For

It doesn't take long to realize that there's a little stream running through
finding the right piece of property is the woods, you might be in trouble. Just
the most important aspect of new home to be sure, we hired an engineer who dug
construction. In a development, a row of soil samples, each marked with a
restrictions and easements have already little flag denoting the edge of the
been sorted out, but if you are looking wetlands. When he had finished, there
for a stand-alone piece of vacant land, was enough land for Ken and Barbie to
you're on your own. Here are some of the build a dream house - in the setback, at
factors you need to consider before that.This little disappointment cost us
spending your hard-earned cash on a $600, which is a lot better than the
pretty view that might be unbuildable.THE $110,000 we would have spent for a
PERC. No, we're not talking about disastrous ruin of our plans. There are
coffee. But we are talking about times when you might be able to get a
percolate. If you are outside of a variance to build in wetlands, but this
community, chances are that you will not can be a costly and time consuming
be connected to city water and sewer; you process, with no guarantee of success.
will have to build a septic system for You could take your chances and build
your own house. The septic system will anyway, but if the township gets tipped
be designed by a local civil engineer and off, they could stop your project at any
probably approved by the county, but point, or even force to to tear down what
before the engineer knows what kind of you have already constructed.DEED
septic you need he'll have to take a Perc RESTRICTIONS: These restrictions can be
Test. They will dig a big hole in the imposed by the former owner of the
ground, fill it with water, then clock property, or the township depending on
how long it takes for the water to seep application. For instance, you might be
into the ground. If the water drains too limited as to what kind of house you can
fast, you have too much sand. If it build; or what materials you can use.
drains too slow, you have too much clay You might not be allowed to build a log
(or probably rock).There is an acceptable home. Some restrictions limit the square
tolerance, outside of which the perc footage of the house, or the use of the
fails. If one perc fails, they dig property. You may have to limit the
another hole elsewhere to see if there's height of your house, or even what type
any improvement. Sounds simple enough, of fencing you can use. There might be a
but in New Jersey you'll spend about limit to the kind of livestock you can
$1000 per hole. If the land doesn't manage, or how many acres per horse.
perc, you may be able to find an This has nothing to do with zoning, which
alternative septic system, but you can be is a separate issue.MINIMUM ACREAGE:
sure it will be very problematic.Any wise Townships have started battling urban
buyer will make the purchase of the land scrawl by imposing minimum acreage on a
contingent on the perc. Don't assume building lot. Sometimes, the piece of
that just because you have a big piece of land you are trying to buy is smaller
land that it will perc somewhere; this is than the minimum acreage. If the lot was
not necessarily the case. The cost of subdivided before the law was passed, it
the test is usually paid by the buyer. is usually considered "grandfathered" and
However, a motivated seller will perc the you should be able to build on it. Check
land for you, or even offer an approved with the authorities to be sure; you may
septic system. This is a big bonus, and have to obtain a variance to build on a
adds peace of mind, but the land will be "substandard" sized lot. Also, if you
more expensive as a result. In the long are purchasing a big piece of land with
run, it's worth the extra dollars to the assumption that you can subdivide
bypass this big hurdle. The septic later and sell off parcels, make sure
system will be designed to accommodate these subdivisions will be allowed.
the number of bedrooms in a house, and Sometimes, even large parcels can only be
you cannot add any bedrooms without divided once or twice by law, depending
redesigning the system.Once the land is on deed restrictions, prec restrictions,
perced, that hole is the spot where the township restrictions, or possibly land
septic will be installed. If it's in the preservation issues.CLEAR TITLE: If
front yard, you cannot change the there is a lien on a property due to
location without doing another perc. non-payment of bills or taxes, the title
Also remember that nothing can be built will be considered clouded and you might
on top of your septic field, nor can you not be able to obtain clear title to your
plant any trees there.SETBACKS: This is piece of land. There may be disputes
the space between the property line and about boundary lines, or adverse
the building, defined by the township. possession if you have an unwelcome
Nothing can be constructed in the long-term squatter. In most cases, a
setback, including your driveway. Some thorough title search will uncover any
townships require more than 100 feet of irregularities, and the mortgage company
setback from the road; setbacks on the will require that you purchase a one-time
front and back perimeters are usually title insurance policy against any future
larger than those on the sides of your issues. This needs to be done before
property. On your survey, a dotted line settlement.WATER SOURCE: If you need to
usually defines the setback, and the dig a well, consult with the local well
space inside is called the building driller. There's a pretty good chance
envelope. If the footprint of your that the driller will have a good idea
intended house and driveway is wider than about how deep he'll need to go. You
the setbacks allow, you may have to apply will pay by the foot to drill a well, and
for a variance, or change the orientation it could add thousands to your
of the building.EASEMENTS: Easements are budget.When it comes to purchasing land,
the rights given to other named parties the old saying "Let the buyer beware"
for public or private use of a stretch of certainly comes to mind. If you do not
your land. This may include a gas main thoroughly investigate your property with
that runs through your property, power the township, civil engineers, or land
lines, railroad tracks, water mains, or a use lawyers, no one else is going to
strip leading to a land-locked neighbor protect you. A cooperative township
(this strip would be the "flagpole" of a office will give you access to the public
flag lot). This easement should be records relating to your piece of land;
clearly delineated in the deed, although if it's been perced in the past, those
common usage has been known to claim records become public. They may already
precedence over perceived rights. If have a file about your lot and block
you're the one who requires this easement number, and a trip to the township office
for a flag lot, make sure it is in may enlighten you if there have been
writing before you purchase this land, or problems in the past. At the very least,
you might not be able to access you should have an idea what you can and
it.WETLANDS: I used to think that cannot do with your land, before you make
wetlands looked like standing water with that big commitment.Mercedes Hayes
cattails and ducks. Not necessarily specializes in Log Homes and Residential
so... in fact, we almost bought three Real estate in New Jersey and
wooded acres of wetlands before a friend Pennsylvania. She lives in a log home
gave us a timely warning. In the state she designed herself, which is featured
of New Jersey, wetlands can be a touchy both in "Log Home Living" and "Town and
issue, and the determination is made Country" magazines.
based on vegetation and soil content. If




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