| The days of women waiting for marriage to
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| | costs are fixed.
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| get their home with a little white picket
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| | As a single woman, your home buying power
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| fence are over. Nowadays women have more
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| | rests completely on your income, and your
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| buying power than ever, especially in the
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| | credit score and records. Do you know
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| real estate market. In fact, single women
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| | what your credit score is? Your credit
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| represented 22 percent of home purchases
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| | score (referred to as your FICO score),
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| (according to survey of National
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| | is a numerical representation of your
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| Association of Realtors).
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| | credit risk. If you are not sure what
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| Why the big shift towards single women
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| | your credit score is, this is the perfect
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| buyers? In part, it is because women are
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| | time to investigate. You may find that
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| focusing on their careers and have strong
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| | there are some problems with the credit
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| individual earnings. These women are
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| | score that you can easily clean up and
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| smart enough to know that owning real
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| | improve your score.
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| estate is the best way to build wealth.
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| | Do you know how much you can afford to
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| If you are single and debating whether
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| | spend for a home or condominium? There is
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| you can afford to own your own home, here
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| | more to consider than just the how much
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| are some factors that may prepare your
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| | your monthly payments will be. If you
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| for the big decision.
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| | purchase a home, there will be expenses
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| First, consider your rent situation
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| | for maintenance of the home and property;
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| compared to owning your own home. In
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| | many condominiums and developments
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| Phoenix, real estate prices have
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| | require payment of monthly home owner
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| increased, but there are still some great
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| | association dues.
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| deals to be found, especially as the
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| | As you prepare to purchase property,
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| market slows down. Compare what you are
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| | consider all the costs associated with
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| currently paying in rent with an average
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| | the property. In fact, you might ask a
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| mortgage payment.
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| | friend that owns similar property to give
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| Do not forget to factor in your yearly
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| | you an estimate of how much they spend on
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| tax savings. While a mortgage payment may
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| | a comparable property.
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| be more than rent, your yearly interest
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| | Buying a home is a big step, but it is
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| deduction can more than make up for the
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| | something you can do on your own. It is a
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| difference in amount. Also, evaluate how
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| | step towards independence and financial
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| much your rent may increase on a yearly
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| | security.
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| basis. With a mortgage, your housing
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